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NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 14, 2011, executed by RALPH MILLER

Legals / Public Notices

NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 14, 2011, executed by RALPH MILLER, conveying certain real property therein described to MARY FRANCES RUDY, as Trustee, as same appears of record in the Register’s Office of Johnson County, Tennessee recorded June 30, 2011, in Deed Book T262, Page 445-454 at Instrument Number 11001340; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Nationstar Mortgage LLC d/b/a Champion Mortgage Company who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Johnson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 14, 2019 at 3:00 PM at the Main Entrance of the Johnson County Courthouse, Mountain City, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Johnson County, Tennessee, to wit: LOCATED IN THE 6TH CIVIL DISTRICT, JOHNSON COUNTY TENNESSEE, BEING BOUNDED ON THE NORTHEAST BY LOYD & BILLIE MCEWEN (D.B. 105, PAGE 383 AND D.B. 105, PAGE 397), ON THE WEST BY THE GENERAL EDGE OF A 30 FEET PRIVATE RIGHT OF WAY (NO RIGHTS TO BE CONVEYED) AND THE REMAINDER OF THE RALPH MILLER PROPERTY, ON THE NORTHWEST BY THE RIGHT OF WAY (50 FEET) OF PINE ORCHARD ROAD AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A 16″ TRIPLE MAPLE, SAID MAPLE LOCATED N 46 DEGREES 52‘53″ E, A DISTANCE OF 1.46 FEET FROM A 1/2″ REBAR SET WITH CAP AS A REFERENCE IRON, FURTHER LOCATED S 48 DEGREES 05‘44″ W, A DISTANCE OF 85.44 FEET FROM A COMPUTED POINT IN THE MCEWEN LINE, AND FURTHER LOCATED S 49 DEGREES 9‘22″ W A DISTANCE OF 248.20 FEET FROM 1/2″ REBAR FOUND WITH CAP AT A 28″ POPLAR IN THE MCEWEN LINE; THENCE FROM THE BEGINNING AND WITH A NEW LINE THROUGH THE MILLER PROPERTY S 54 DEGREES 14‘21″ W A DISTANCE OF 523.41 FEET TO A 1/2″ REBAR SET WITH CAP AT AN 8″ MAPLE, EAST OF THE EDGE OF A 30‘ PRIVATE R/W (SAID REBAR LOCATED N 03 DEGREES 51‘11″ E, A DISTANCE OF 377.20 FEET FROM A 1/2″ REBAR WITH CAP ON TOP OF RIDGE); THENCE WITH THE GENERAL EDGE OF THE 30‘ PRIVATE R/W AND A NEW LINE THROUGH THE MILLER PROPERTY N 30 DEGREES 18‘51″ W, A DISTANCE OF 445.98‘, 41‘ TO A 1/2″ REBAR SET WITH CAP, EAST OF THE EDGE OF A 30‘ PRIVATE R/W; THENCE CROSSING INTO THE 30‘ R/W AND WITH A NEW LINE THROUGH THE MILLER PROPERTY, N 42 DEGREES 41‘05″ W, A DISTANCE OF 87.92‘ TO A 60 PENNY NAIL SET IN THE CENTER OF THE DRIVEWAY AND THE EDGE OF THE 50‘ R/W FOR PINE ORCHARD ROAD; THENCE WITH THE EDGE OF THE R/W AND A NEW LINE THROUGH THE MILLER PROPERTY, THE FOLLOWING 3 CALLS: THENCE WITH A CURVE TURNING TO THE LEFT WITH AN ARC LENGTH OF 200.53‘, WITH A RADIUS OF 370.00‘, WITH A CHORD BEARING OF N 64 DEGREES 17‘56″ E, WITH A CHORD LENGTH OF 198.09‘ TO A 1/2″ REBAR SET WITH CAP: THENCE N 48 DEGREES 46‘19″ E A DISTANCE OF 102.18‘ TO A POINT; THENCE WITH A CURVE TURNING TO THE RIGHT WITH AN ARC LENGTH OF 75.17‘, WITH A RADIUS OF 575.00‘ WITH A CHORD BEARING OF N 52 DEGREES 31‘01″ E, WITH A CHORD LENGTH OF 75.11‘ TO A POINT; THENCE WITH THE LINE OF MCEWEN THE FOLLOWING 2 CALLS: S 49 DEGREES 30‘07″ E PASSING THROUGH A 1/2″ REBAR FOUND WITH CAP AT 2.38‘ AND CONTINUING 195. 63 FOR A TOTAL DISTANCE OF 198.01 FEET TO A “PK” NAIL SET IN THE TOP OF A FENCE POST; THENCE S 48 DEGREES 43‘24″ E A DISTANCE OF 324.57‘ TO THE POINT OF BEGINNING; HAVING AN AREA OF 5.114 ACRES DESCRIBED USING BEARINGS RELATIVE TO D.B. 148, PAGE 277, BASED ON A SURVEY BY LUCAS THOMAS HARTLEY RLS #2173. JOB #H11006, TIP TOP SURVEYING, 267 J THOMAS STOUT LANE, BUTLER, TN 37640 (423-768-3073) OR (828-964-1764). BEING A PORTION OF THE SAME PROPERTY CONVEYED TO RALPH MILLER AND WIFE, LINDA L MILLER BY DEED FROM HAYWOOD FORRESTER AND WIFE, CAROLYN FORRESTER, DATED NOVEMBER 10, 1983, FILED FOR RECORD ON NOVEMBER 10, 1983 IN DEED BOOK 105, PAGE 397, AND BEING A PORTION OF THE SAME PROPERTY CONVEYED TO RALPH MILLER AND WIFE, LINDA MILLER BY DEED FROM FRANK SHUPE AND WIFE, ALICE SHUPE, DATED NOVEMBER 5, 1983, FILED FOR RECORD ON NOVEMBER 5, 1983 IN DEED BOOK 105, PAGE 383, REGISTER‘S OFFICE FOR JOHNSON COUNTY, TENNESSEE. THE SAID LINDA L MILLER HAVING SINCE PASSED ON MARCH 28, 2009. THIS CONVEYANCE IS SUBJECT TO ANY AND ALL EXISTING EASEMENTS AND RESTRICTIONS AS SHOWN OF RECORD. Parcel ID: 066-066-076.00-000 PROPERTY ADDRESS: The street address of the property is believed to be 239 PINE ORCHARD ROAD , BUTLER , TN 37640. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ESTATE AND/OR HEIRS AT LAW OF RALPH MILLER, BILLY L HARRISON, SHIRLEY HARRISON OTHER INTERESTED PARTIES: SECRETARY OF HOUSING AND URBAN DEVELOPMENT The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 rlselaw.com/property-listing Tel: (877) 813-0992 Fax: (404) 601-5846

IN THE PROBATE COURT OF JOHNSON COUNTY AT MOUNTAIN CITY, TENNESSEE Case No.2161 NOTICE TO CREDITORS Estate of: DAVID PATRICK TAYLOR

Legals / Public Notices

IN THE PROBATE COURT OF JOHNSON COUNTY AT MOUNTAIN CITY, TENNESSEE Case No.2161 NOTICE TO CREDITORS Estate of: DAVID PATRICK TAYLOR Notice is hereby given that on the 11th day of October 2019, Letters of Administration, in respect to the Estate of David Patrick Taylor who died June 3, 2019, were issued to the undersigned by the Probate Court of Johnson County, Tennessee. All persons, resident and nonresident, having claims, matured or unmatured, against said estate are required to file the same with the clerk of the above named court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1)(A) Four (4) months from the date of the first publication of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication; or (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication as described in (1)(A); or (2) Twelve (12) months from the decedent’s date of death. This 11th day of October 2019 Patience J. Baird Personal Representative Attorney for the Estate: George T. Wright 410 West Main Street Mountain City, TN 37683 Sherrie Fenner, Clerk & Master 10/16 – 10/23

SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on November 6, 2019 at 1:00PM local time, at the front door, Johnson County Courthouse, 222 West Main Street, Mountain City, Tennessee pursuant to Deed of Trust executed by Lonnie Ray Denney

Legals / Public Notices

SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on November 6, 2019 at 1:00PM local time, at the front door, Johnson County Courthouse, 222 West Main Street, Mountain City, Tennessee pursuant to Deed of Trust executed by Lonnie Ray Denney and Tina Denney, to David W. Kious, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. as nominee for Guaranty Trust Company on December 29, 2011 at Book T265, Page 660; conducted by Shapiro & Ingle, LLP, having been appointed Substitute or Successor Trustee, all of record in the Johnson County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable. Party Entitled to Enforce the Debt: Wells Fargo Bank, N.A., its successors and assigns. The real estate located in Johnson County, Tennessee,and described in the said Deed of Trust will be sold to the highest call bidder. The terms of the said Deed of Trust may be modified by other instruments appearing in the public record. Additional identifying information regarding the collateral property is below and is believed to be accurate, but no representation or warrant is intended. Street Address: 127 William Hawkins Lane, Mountain City, Tennessee 37683 Parcel Number: 040 15200 000 Current Owner(s) of Property: Lonnie Ray Denney and Tina Denney This sale is subject to, without limitation, all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances including those created by a fixture filing or any applicable homeowners’ association dues or assessments; all claims or other matters, whether of record or not, which may encumber the purchaser’s title and any matter that an accurate survey of the premises might disclose. The following parties may claim an interest in the above-referenced property to be affected by the foreclosure: any judgment creditor or lien holder with an interest subordinate to the said Deed of Trust or any party claiming by, through, or under any of the foregoing. Such parties known to the Substitute Trustee may include: None. Terms of Sale will be public auction, for cash, free and clear of rights of homestead, redemption and dower to the extent disclaimed or inapplicable, and the rights of Lonnie Ray Denney and Tina Denney, and those claiming through him/her/it/them. Any right of equity of redemption, statutory and otherwise, and homestead are waived in accord with the terms of said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certifie d/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded only by the Substitute Trustee at any time. If the Substitute Trustee rescinds the sale, the purchaser shall only be entitled to a return of any money paid towards the purchase price and shall have no other recourse. Once the purchaser tenders the purchase price, the Substitute Trustee may deem the sale final in which case the purchaser shall have no remedy. The real property will be sold AS IS, WHERE IS, with no warranties or representations of any kind, express or implied, including without limitation, warranties regarding condition of the property or marketability of title. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 19-118672

Double-wide for sale 4 bedroom, kitchen, dining, living room, den, 2 bath, deck, washer/dryer hookup, AC, city water, private drive, private lot, hardwood floors, clean and must see. $129,000. Will reduce for quick sale. Call 423-335-5342

Real Estate - Mobile Homes

Double-wide for sale 4 bedroom, kitchen, dining, living room, den, 2 bath, deck, washer/dryer hookup, AC, city water, private drive, private lot, hardwood floors, clean and must see. $129,000. Will reduce for quick sale. Call 423-335-5342